There’s a blessing and a curse to being done with the shopping this early in the season. The blessing is that you’re done. No having to worry about whether or not you’ve gotten the perfect gift, no worrying about having to brave the storefronts, none of those shenanigans at all. It’s fantatsic.
The curse, though, is making sure that all your stuff gets delivered from amazon, and that they’re charging appropriately. I may, next year, order one person’s gifts one day, the next day order another’s, and so on. Trying to go through the credit card invoice with the orders is all sorts of messed up. WHy’s that? It’s because Amazon doesn’t invoice per item or even per order total. I found that out today when I saw two charges for the exact same amount. It was only when doing the addition while waiting on hold with the help desk (who picked up RIGHT when I figured it out) that it all made sense.
So, for an order of three items, my credit card was invoiced four times. The credit card invoice doesn’t show which order these charges were for, and up until now I had been looking at either the order total or the item total. It worked for the first few orders, but then I ran into this one…with two charges of exactly the same price. I thought I’d been double charged for a single item (which I’d already received), so I was calling to get that sorted. But then I noticed that the big item on that order hadn’t been invoiced for its full amount, rather it had been broken into two. Very confusing for me. But, I figured it out, and I told the help desk person that everything was kosher! I didn’t even get to get all riled up. Oh well.
But also, my recommendation for Christmas shopping, is to do the 52 Week Savings Challenge each year. However, I do it a bit differently. I know there are a lot of suggestions to do the big deposits early in the year (to earn more interest), or some that do the little amount first so that they can get it rolling, or what-have-you. For me, though, especially working part time, it’s easier to save big amounts when possible, and then combine little amounts when I have the cash. What ends up happening each year (this is the third year I’ve done it) is that I’m done saving by about the end of October.
The majority of that money goes to christmas gifts, but the rest then goes to being able to afford to go out when friends are in town over the holidays. The amount of stress I used to have at Christmas time (and in the months afterwards to pay down credit cards) disappears. Plus, I don’t owe anything after the first of the year, so I can start out the year with no credit card bills.
The swing is that since I used my Amazon Points Credit card, and I do most of my christmas shopping at amazon, I can rack up a decent amount of free points to spend at amazon the rest of the year. Not huge by any means, but this year I should be able to rack up an extra $15-$20 of amazon points to spend. That ain’t nothin’. Plus, since I get to pay off the credit card right away, I don’t owe interest on any of the purchases.
I realize, though, that this plan can’t happen for everyone. But you may find if you can sock away christmas money at some times throughout the year, that even a little bit will help.
Good times, good times.